Healthy Banana Muffins with Whole Wheat Flour
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There's something undeniably wholesome about the smell of banana muffins baking in the oven, and these healthy banana muffins take it to the next level!
Made with freshly milled soft white wheat and just the right amount of sweetness, these whole wheat banana muffins are satisfying and packed with nutritious ingredients that your family will love!

These scrumptious, fluffy muffins make for a nourishing breakfast or a lunchbox-friendly snack. They are a great way to use up ripe bananas, and those melty mini chocolate chips make them completely irresistible.
This is one of my OG muffin recipes and probably one of my most baked recipes to date. It’s been my go-to healthy muffin recipe for over 10 years. I love the extra dose of fiber and nutrients while still being sweet and tasty.
For another breakfast sweet treat with wholesome ingredients, you’ll love my whole wheat cinnamon rolls.
Ingredients

To make these whole wheat banana muffins, you will need:
Overripe Bananas – They wouldn’t quite be banana muffins without bananas, would they? But they also give baked goods amazing texture and sweetness.
Soft White Wheat Berries – I freshly mill soft white wheat berries for a light and fluffy texture. White refers to the color of the grain kernel–this is not to be confused with white flour. If you do not have a flour mill, you can purchase whole wheat pastry flour at most large grocery stores.
Avocado Oil – Make sure you choose a pure, high quality oil brand. Avocado oil is filled with healthy monounsaturated fats while having a smooth, mild flavor. It’s perfect for baked goods!
Brown Sugar – Brown sugar gives rich flavor and produces a moist crumb in the final product.
Milk – I use whole milk most of the time–occasionally skim milk or 2%. Any dairy milk will work in this recipe. You can also use alternative milk drinks, almond milk if needed to be dairy free.
Miniature Chocolate Chips – Mini chocolate chips are best for this recipe because they won’t sink to the bottom when baking. However, if you only have regular size, you can use them. You can toss the chocolate chips in a little flour before folding them into the batter–this will help prevent as much sinking. You can also leave the chocolate chips out of the batter and just sprinkle a big spoonful on top of each muffin after scooping it into the tin.
For a full list of ingredients, check the recipe card at the bottom of this post.

🌾 Why Fresh Milled Flour Makes These Better
If you're new to milling at home, you'll notice the difference right away. Fresh milled flour is:
- More delicious with a naturally sweet, nutty flavor
- Higher in nutrients, thanks to the intact bran and germ
- More absorbent, so it keeps baked goods moist longer (though right will need to be adjusted to accommodate the fresh flour)
Not milling yet? No worries. Just use store-bought whole wheat pastry flour or white whole wheat flour for the closest texture and taste.
Recipe Instructions

1. Mix Wet Ingredients
Preheat the oven to 400°F. Mix together the mashed banana, brown sugar, milk, avocado oil, and egg in a large bowl until combined. A mixer isn’t necessary, but you can choose to use one if you wish.

2. Whisk Dry Ingredients
In a medium bowl, whisk together the freshly milled soft white wheat flour (or use bagged whole wheat pastry flour) with the baking powder and salt.

3. Combine Wet & Dry Ingredients
Pour the dry ingredients into the larger mixing bowl of wet ingredients. Stir by hand until everything is easily mixed. If using a mixer, be careful not to over mix.

4. Fold in Chocolate Chips
Fold the miniature chocolate chips into the muffin batter. Careful not to over-mix.
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5. Pour the Batter into Prepared Muffin Pan
Line a standard muffin tin with muffin wrappers or grease well with butter. Evenly portion the muffin batter into 12 muffins. I like to use a standard size cookie scoop to help me portion–it’s about 2 and a half scoops per muffin.

6. Bake & Cool
Bake in the preheated oven for 11-13 minutes until lightly browned and a toothpick inserted to the center comes out clean. Let cool for a few minutes in the pan, and then carefully remove the muffins to continue cooling on a rack.
💡Troubleshooting Tips from My Kitchen
→ "Why do my muffins turn out dry or dense?"
Fresh milled flour absorbs more moisture than store-bought. If your muffins seem dry, try resting the batter 10 minutes before baking or slightly increasing the mashed banana next time.
You can also add another splash of milk, but be careful not to add TOO much. A little goes a long way. Try just 1-2 tablespoons.
→ "What wheat variety should I use?"
I use soft white wheat for tender muffins with a mild flavor. Hard red wheat or hard white wheat work, too, and they have a heartier, nuttier taste that's more noticeable in sweeter recipes. Spelt or einkorn are great alternatives, as well.
→ "Can I freeze these?"
Absolutely! Let them cool completely and store in a freezer-safe bag. They reheat beautifully in the microwave or toaster oven, or toss one in a lunchbox to thaw by snack time.
→ "Can I add protein powder to banana muffins?"
If you would like to get more protein in your muffins, you can replace part of the flour with casein protein powder. Casein is my favorite protein powder for baking. I do not recommend whey protein–it will make your muffins tough and spongy.
Protein powder will change the texture of the muffins. If you wish to add it, I recommend replacing no more than 30 grams of flour for casein protein powder at first. If you like that texture, you can experiment with a little more the next time.

Customizations & Variations
- Add cinnamon or vanilla extract for more flavor complexity.
- Make them dairy-free with almond milk and dairy-free chocolate chips.
- Add-ins: Swap chips for chopped nuts, wild blueberries, or dried cranberries.
- Sweeten naturally with coconut sugar.
Have you baked these whole wheat muffins yet? Did you use fresh milled flour-or try a twist with spelt or einkorn? Whether your kids devoured them in five seconds flat or you savored one quietly with your morning coffee, I'd truly love to know.
Other Healthy Baking Recipes
Love these whole wheat banana muffins? Then you’ll love these recipes, too!
- Banana Carrot Cake Muffins are perfect for spring!
- Banana Pumpkin Muffins are healthy, delicious, and kid-friendly.
- Sourdough Pumpkin Spice English Muffins are full of fall flavor and perfect for breakfast sandwiches.
- Fresh Milled Wheat Bread makes great sandwiches and toast.
- Fresh Milled Tortillas for all of your tacos or wraps.
- Fresh Milled Pita Bread for delicious, fluffy pita pockets.
- Cranberry Wild Rice Bread for leftover smoked turkey sandwiches or homemade friend toast.
I’d Love to Hear from You!
✨ Share your baking win (or your questions!) in the comments below-or email me at [email protected] so I can cheer you on! Your kitchen stories inspire me more than you know. 💛
📖 Recipe

Fresh Milled Whole Wheat Banana Muffins with Chocolate Chips
Equipment
- 2 mixing bowls one large, one medium
- Whisk
- Rubber Spatula
- Muffin Tins
- muffin wrappers
- Cookie Scoop optional–for easy portioning
Ingredients
- 1 cup banana mashed (2 medium)
- 1/2 cup brown sugar packed
- 1/3 cup milk any kind–I use whole milk
- 1/4 cup avocado oil
- 1 egg
- 1 1/2 cup soft white wheat flour, freshly milled 195 grams of wheat berries — see notes for substitute
- 2 1/2 teaspoons baking powder
- 1/2 teaspoon salt
- 1/2 cup miniature chocolate chips
Instructions
- Preheat oven to 400°F.
- Mix together the mashed banana, brown sugar, milk, avocado oil, and egg in a mixing bowl until combined. A mixer isn't necessary, but you can choose to use one if you wish.1 cup banana, 1/2 cup brown sugar, 1/3 cup milk, 1/4 cup avocado oil, 1 egg
- In a medium bowl, whisk together the freshly milled soft white wheat flour (or use bagged whole wheat pastry flour–see notes) with the baking powder and salt.1 1/2 cup soft white wheat flour, freshly milled, 2 1/2 teaspoons baking powder, 1/2 teaspoon salt
- Pour the dry ingredients into the larger mixing bowl of wet ingredients. Stir by hand until everything is easily mixed. If using a mixer, be careful not to over mix.
- Fold the miniature chocolate chips into the muffin batter. Line a standard muffin tin with muffin wrappers or grease well with butter.1/2 cup miniature chocolate chips
- Evenly portion the muffin batter into 12 muffins. I like to use a standard size cookie scoop to help me portion–it's about 2 and a half scoops per muffin.
- Bake in the preheated oven for 11-13 minutes until lightly browned and a toothpick inserted to the center comes out clean. Let cool for a few minutes in the pan, and then carefully remove the muffins to continue cooling on a rack.
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These are a family favorite we make a few times a month. My oldest son especially can’t get enough of these, but we all love them! We love them for breakfast and an afterschool snack. Super soft and fluffy even with the whole wheat flour!